To become the leading, technology-driven, global financial institution that provides distinctive range of financial services.


To build the Central National Credit Bank brand into a reputable international financial institution recognized for innovation, superior performance and creation of premium value for all stakeholders.

Core Values

Integrity, Professionalism, Corporate Governance, Loyalty and Excellent Service.


Central National Credit Bank will continue to offer specialized financial services such as Pension Management but would discontinue services in Insurance, Capital Market dealings, Trusteeship, Registrar, Mortgage and financial advisory services in line with its decision to adopt the commercial banking license with international authorization. United Bank’s core businesses include:

  • Corporate and Investment Banking
  • Commercial and Consumer Banking
  • Personal and Private Banking
  • Trade Services and Foreign Exchange
  • Treasury and Cash Management Services
  • Other Non-Bank Financial Services mainly through subsidiaries

Superior Service Quality

Central National Credit Bank has clearly distinguished itself in the banking industry through superior service quality, unique customer experience, and sound financial indices.

These have become part of our corporate culture to the extent the bank is easily associated with the following attributes; Best-in-class customer experience, creativity, excellent financial performance, good asset quality, stable management, dedicated and highly skilled work-force, cutting-edge Information and Communication Technology, efficient and effective distribution channels. 

The bank’s strategy of assessing and managing its impact on the industry forms an integral part of our strategic objective. 

Specifically, the bank considers how the present and future capital requirements will be met and managed in view of projected capital requirements based on its assessment and against the regulatory capital requirement.

Corporate Governance

The Bank remains committed to promoting good corporate governance and best practices in the conduct of its business. This is because we believe that good Corporate Governance engender public trust and ultimately ensures that the company meets the expectation of all stakeholders.

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